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Guide to open Swiss Bank Accounts for non residents



Option 4 – Swiss Bank account for Europeans


You can only open this account, if you live in Andorra, San Marino, Monaco, France, Germany, Liechtenstein or Italy.

Opening Swiss Postal Bank Account
Enjoy the security and privacy of your own Swiss Postal Bank Account.

Excellent Internet Banking Systems.
Dedicated account managers.
No Minimum Deposit Required
Receiving money trough SWIFT is FREE
SWIFT transfers available for as low a $5 per transaction
Multicurrency - Up to 10 currencies on your account including EUR , EUR, GBP, CHF and so on...
24x7 Excellent online real-time banking system, highly secure login.
24x7 World-wide Access to your funds.
ATM and VISA available can be used anywhere in the world.
No extra charge for ATM card
Western Union transfers - send money directly from your Swiss account
VISA and MasterCard cards available for $40/year with low min. balance requirements.
Bill payment and wire transfers money can be done online in all currencies to all countries.
Transfer money into your bank account anytime, anywhere.
Protected by Swiss banking secrecy
Swiss government insurance : your funds will be literally in the safest place in the world.
With this account, you can request the bank to setup an three types of accounts, at no extra cost.

Investment account
Fixed deposit account

You can trade stocks,bonds, securities quoted on NASDAQ, SWX(Swiss Stock Exchange), NYSE, VIRT-X all online from your account. You are permitted to use CHF, EUR, EUR currencies for your trading and investment account. You can benefit from the banks very low commission charges

In order to avail credit or debit card facilities, as per banks regulation, is necessary to have a CHF/EUR account with the bank and not available for the accounts held in foreign currencies. The bank issues the following cards...

International Debit Card

  Offshore Bank accounts

Use this card to withdraw your money directly either in switzerland or any of the ATM's worldwide having PLUS or EUFISERV logo. Cash withdrawals up to the equivalent of a maximum of CHF 1000.- per day, fee CHF 4.- per withdrawal. Additional cards can also be requested on your partner name. You have to deposit atleast CHF 2'000 as a security deposit for each card. The pre-requisite is you must open CHF account

International Debit Card in EUR

This card comes free of charge with EUR account. You can withdraw your money directly either in switzerland or any of the ATM's worldwide having PLUS or EUFISERV logo. Cash withdrawals up to the equivalent of a maximum of EUR 650.- per day, fee CHF 4.- per withdrawal. No security deposit required for this card. But you must open a EUR account to get this card


MasterCard or Visa Cards are used throughout the world to make payments using credit cards or withdraw money from 18 million ATM across the globe. Inorder to qualify for these cards, it is a must that you need to have a CHF account with the bank. If you are domiciled outside switzerland, the bank will ask for a security deposit of CHF 10'000 before issuing a VISA card to you. Your withdrawal limit will be around CHF 5'000.- per month for VISA with 4% withdrawal fee. For MASTERCARD your limit is CHF 1000.- per day or CHF 2000.- per month. The fee is 2.5% minimum CHF 10.-

Account Interest Rates in Foreign Currency

Your account do enjoy interest rates

From 1.00% and up depending on currency.

For personal accounts, the bank will ask for a notarised copy of your passport with apostille affixed.

For corporate accounts the bank will ask for your articles of incorporation, commercial register extract (if commercially registered), incorporation certificates, articles of association if your business is of association type. All these documents must be presented with an apostille/legalisation seal.

For opening an account, you have to complete online application form. On our guide we provide you with online link to open your own Swiss Bank account.

Bank accounts cannot be opened if you are from these countries: Liberia (Charles Taylor Government), Sierra Leone, North Korea, Cuba, Iraq, Iran, Libya, Sudan, Syria and Burma (Myanmar).

As for our USA clients: Swiss banks for United States of America for the moment new accounts are not being opened for new customers. We recommend you banking in Saint Vincent or



Now that you have the basic information about Swiss Banking you can order our guide to open Swiss Bank account online.

Know your customer policies



Content of the Guide - Option 1 Swiss Savings Bank Account - Option 2 Swiss Trading Bank account - Option 3 Swiss Current Checking and Investment Bank account - Option 4 Swiss Bank account for Europeans - Other Options UBS Credit Suisse & Private Banks - Order form - Contact us - Money Safe Box - Guide to open UK bank account for non resident.

Cuenta Bancaria offshore  - Guia de apertura de cuenta bancaria offshore - Contactarnos

More Information to get well acquaintance about Swiss Banking:

Banking in Switzerland - Frecuently Asked Question about Swiss Banking opening of account - Bank client confidentiality and Bank secrecy - Swiss Financial Center and Bank groups - List of Swiss Banks - A little country. A great financial centre

Other Offshore Banking countries guides: Caribbean Bank Account - Offshore Banking at Isle of man

Ouvrir compte Bancaire personnel

Saint Vincent Bank account

Directory of Offshore banking, Private Bank International, Offshore Banks account List.

Alderney Costa Rica Nevis
Andorra Cyprus Netherlands Antilles
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Antigua Austria Bahamas
Barbados Belgium Belize
Bermuda Aruba Labuan - Malaysia
Cape Verde Dubai UAE Liechtenstein
Islands Cook Gibraltar Monaco
Cayman Islands Grenada Saint Vincent
Hong Kong Guernsey Uruguay
Isle of Men Jersey Latvia


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